Save Your Florida Home – Free Mortgage Help

Check out the web's best free mortgage calculator to save money on your home loan today. Estimate your monthly payments with PMI, taxes, homeowner's.

Payments made to the chapter 13 trustee count as timely mortgage payments during your trial modification period. Even if your first mortgage is not modified in a Chapter 13 bankruptcy, the bankruptcy filing can help you save a home from foreclosure. Filing a Chapter 13 bankruptcy will stay any foreclosure proceedings.

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How to get a $15,000 First Time Home Buyer Grant for FREE!! Assistance for Unemployed Homeowners. Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment.

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If you are behind on your monthly bills, including your mortgage, we offer free confidential financial counseling assistance. Let one of our certified housing counseling assist you in person or via the telephone. What Happens During a foreclosure prevention counseling Session. Review your current income, living expenses, savings, and debts

Also, studies show that in most Florida homes bills for air conditioning account for 40 to 50 percent or more of the annual electric bill. Programmable thermostats can help you save on utility bills, and also read tips how to lower your cooling bill.. Federal government energy bill assistance – Florida participates in the federal government funded LIHEAP program.

State and federal programs can help you with expenses like day care or utility bills. Discover six ways to get free money from the government.

Check out the web’s best free mortgage calculator to save money on your home loan today. Estimate your monthly payments with PMI, taxes, homeowner’s insurance, HOA fees, current loan rates & more. Also offers loan performance graphs, biweekly savings comparisons and easy to print amortization schedules.

 · The assistance offered can be loan modification, mortgage refinancing, mortgage assistance, mediation, free council, and even special programs to postpone or slowdown foreclosures. At the very least, you should be able to gain access to a loan modification program that will help renegotiate the terms of your mortgage to reduce payment amounts, etc.