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Sources include direct mail, trade shows and a Web site. Postal and e-mail addresses are available for 1.8 million individuals who clicked for more information about home study programs. All responses.

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Mortgage protection insurance is not the same thing as private mortgage insurance, which goes to the lender if you default on your mortgage, and doesn’t have a specific benefit for you the borrower. Mortgage protection insurance, however, protects you as a borrower. Although many lenders offer the insurance, it’s not built to protect them.

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