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(For more helpful information, see When Should I Hire a Foreclosure Attorney?) When You Pay the First But Not the Second. If you default on your first mortgage, it is very likely that the first lender will foreclose. On the other hand, if you stop making payments on the second, you might-or might not-face a foreclosure.
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Mortgage fraud has become more prevalent over time and is a particular concern during an economic recession. Upheaval in housing markets, homeowners facing foreclosure and unscrupulous persons looking for easy money all contribute to a climate in which mortgage fraud may occur.
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The Florida mortgage Lender should ensure there is a valid documented reason for the default that meets the criteria reflected in Mortgagee Letter. It is up to the stop Foreclosure Florida mortgage Lender to fully document the servicing file with the reason a stop foreclosure loan is needed. 3.