Ideal Lending Introduces Protection+ Down Payment Protection

CUNA Mutual Group’s payment protection solutions include debt protection, credit life and credit disability insurance. Two different calculations related to payment protection take place in credit union systems: At time of loan origination – payments, interest and other charges are calculated and forecasted for borrowers

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If the market goes down and you need to sell for any reason, Protection+ will reimburse you up to your full down payment if you sell at a loss. At Ideal Lending Solutions, we are committed to keeping risk low and confidence high as you make one of the most emotional purchases of your life. Call me today to find out how you can protect your down.

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Ideal Credit Union: Minnesota not-for-profit financial providing checking, savings, mortgage, credit cards, personal loans, business loans and more.

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Your down payment amount affects the type of loan you can get, your interest rate, and your loan costs. In general, the higher your down payment, the less your loan is likely to cost. In most cases, you need a down payment of at least 3 percent of your target home price. Many loan types and lenders require 5 percent down or more.