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Functional requirement. In software engineering and systems engineering, a functional requirement defines a function of a system or its component, where a function is described as a specification of behavior between outputs and inputs. Functional requirements may involve calculations, technical details, data manipulation and processing,
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Helpful florida mortgage rate compilation The LTV metric is used to determine the risk of granting a mortgage loan, as well as the mortgage insurance rates and costs that go with it. MIP In order to qualify for an FHA-approved loan, you will be required to pay a mortgage insurance premium.
For more information regarding a bank’s origination of mortgage loans to be retained in its own portfolio, refer to the "Retail Lending" and "Residential Real Estate Lending" booklets of the Comptroller’s Handbook. Applicability. This booklet applies to the OCC’s supervision of national banks and federal savings associations.
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no-documentation loan, n. A mortgage in which the applicant provides a minimum of information — name, address, Social Insurance number (so credit reports can be pulled), and contact information for an employer, if there is one. The underwriter decides on the loan based on the applicant’s credit history, the appraised value of the house and size of down payment.
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