Bad Credit Mortgage: Tuesday, December 21, 2004

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Bad Credit Mortgages . The bad credit mortgage is often called a sub-prime mortgage and is offered to homebuyers with low credit ratings. Due to the low credit rating, conventional mortgages are not offered because the lender sees this as the homebuyer having a larger-than-average risk of not following through with the terms of the loan.

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If you’ve got refinancing questions and want some great refinancing advice, you’ve come to the right place. In this article, Ilyce Glink assists a reader who wants to refinance an FHA loan and get a conventional mortgage to avoid PMI (private mortgage insurance). The reader’s husband was laid off and his credit took a hit because of it, causing refinancing to be a problem.

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Bad Credit Mortgages . The bad credit mortgage is often called a sub-prime mortgage and is offered to homebuyers with low credit ratings. Due to the low credit rating, conventional mortgages are not offered because the lender sees this as the homebuyer having a larger-than-average risk of not following through with the terms of the loan.