Appraisals: When Demand Outpaces the Market – American Liberty Mortgage, Inc. – Orlando, Florida

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The aggregate market value of voting stock held by non-affiliates of the registrant on December 31, 2009 was approximately $288,062,408. Solely for purposes of the foregoing calculation, all of the registrant’s directors and officers as of December 31, 2009, are deemed to be affiliates.

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Total Market Overview – an objective method for determining a home’s value, where a CMA is subjective. Broker’s Price Opinion – estimate of a property’s value or potential selling price; Real estate appraisal – in most states, only if the broker is also licensed as an appraiser. Exposure – Marketing the real property to prospective buyers.

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Mortgage rates have been dropping for the past few months, with a 30-year fixed falling to 4% recently according to FreddieMac. And now there’s the possibility that the Fed will lower interest rates.