Airbnb Rentals Make Mortgage Refinancing Easier – Brite Homes Florida

There are plenty of reasons people refinance their homes. For some, it’s to get a better interest rate and bring their monthly mortgage payments down. Refinancing saves an average of $3,100 per year on mortgage payments. For others, especially those enjoying a steady income from Airbnb rentals, the refinance frees up cash to make home.

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Did you know that Americans who refinance save an average of $3,100 per year on their mortgage payments? And now, through a new initiative we launched with Airbnb, Better can now use your Airbnb earnings to help you refinance your primary residence mortgage.

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If you’re a homeowner and you’re renting out rooms through AirBnb, congrats!You can now use that AirBnb income to refinance your mortgage. Fannie Mae now allows borrowers to use Airbnb rental income as part of the income qualification to refinance their home loans.

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Airbnb, Fannie Mae, and three prominent financial institutions today announced a new initiative to consider home-sharing as a tool for earning extra income when it comes time to refinance your home. Under the new initiative, participating mortgage lenders have the chance to consider home sharing.

Homeowners soon will be able to count income they earn from Airbnb Inc. rentals on applications for refinance loans.. Lenders to allow Airbnb income on mortgage forms. expected to be.

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Before you list a spare room or house on a home rental site, review the potential risks for your mortgage or refinance. What Airbnb Means for Your Mortgage | U.S News Real Estate Using a spare room or your house as a rental?